Japanese Word Images for the Word "Owe".
The left side Japanese word "借りが有る(かりがある-karigaaru)" means "Owe".
The below images are Japanese Kanji and Hiragana of some Japanese words which mean "Owe".
You can learn how to write these Japanese words by referring the Kanji stroke orders of these words.
And also we use the Japanese word "恩義が有る(おんぎがある-ongigaaru)" for translating this word into Japanese.
Ex.: 私は あなたに＄１０ の 借りがある（Watashiwa anatani $10 no karigaaru）。-->I owe you $10.